Loan FAQs

How much can I borrow?
Any amount from £3,000 to £50,000 depending on your circumstances.

What can I use the loan for?
 Our loans have no restrictions for purposes.

Is my application confidential?
Every application is treated in the strictest confidence. We will not contact your employer or bank without your permission.

What if I move house?
In certain circumstances your loan may be transferred to your new property, or simply clear the amount outstanding from your sale proceeds.

Over how long can I spread the payments?
Generally your loan may be repaid over any period between 3 and 25 years.

Can I repay the loan early?
The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

What if I am off sick or lose my job?
Our optional insurance schemes are available to cover your monthly payment if you are unable to work due to illness, redundancy or unemployment. Can you guarantee this will not happen to you?

What if I want to borrow more?
Just contact us, even if your existing loan is still being repaid.

Rates and Repayment Table

Loan Amount

240 mths

180 mths

120 mths

60 mths

APR
           

£50,000

£415.11

£474.94

£604.00

£1011.43

7.9%

£40,000

£332.09

£379.96

£483.20

£809.14

£35,000

290.58

£332.46

£422.80

£708.00

£30,000

£249.07

£284.97

£362.40

£606.86

£25,000

236.31

£264.08

£326.24

£527.49

9.7%

£20,000

£189.05

£211.27

£260.99

£421.99

£15,000

£141.78

£158.45

£195.74

£316.50

£10,000

£102.54

£113.03

£137.18

£216.93

10.9%

£7,000

£76.59

£83.56

£100.03

£155.36

11.9%

£5,000

£54.71

£59.69

£71.45

£110.97

All loans are subject to status. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Typical Example: £7,000 over 60 months is £156.66 per month. Total cost £9,399.13. APR 12.9% (variable) Loans subject to status. Loans secured on property. Written quotations upon request

Loan Application Form

By completing this form you are under no obligation to purchase any loan proposed.

 Loan required

 £   ( minimum £3000 )

 Terms required

    months ( minimum 6 months )

Loan type

   

   

Borrower (must be a homeowner)

Co-borrower (if any)
   

 Mr   Mrs   Miss   Ms 

 Mr   Mrs   Miss   Ms 

   First Name        

   First Name        

   Last Name        

   Last Name        

   Date of Birth:     

   Date of Birth:     

   

   Employment status:

   Employment status:

   Time in current job:   yrs  mths

   Time in current job:   yrs  mths

   Gross annual income:  £

   Gross annual income:  £

   

   Mobile Tel.  : 

   Mobile Tel.  : 

   Home Tel. :   

   Home Tel. :   

   Best time to call  :  

   Best time to call  : 

   Email :  

   Email :  

   

Property details (required for unsecured and secured loans)
   

Home value 

 £

Mortgage size 

 £

If you are not a homeowner tick this box 

   

   

Current address 

   

Postcode 

   

If less than 3 years at the current address please enter :

Previous address 

   

Postcode 

   

   

Additional information
   

Have you missed any mortgage payments in the last 12 months? :    yes   no

Have you had any CCJ's / Arrears / Defaults in the last 5 years? :      yes   no
   

Comments

 
   

Please read your rights under the Data Protection Act before supplying your information

   

 

All loans are subject to status. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Typical Example: £7,000 over 60 months is £156.66 per month. Total cost £9,399.13. APR 12.9% (variable) Loans subject to status. Loans secured on property. Written quotations upon request

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